Assist you on financial planning

Life Insurance

Life Insurance

Term Life
Universal Life
Whole Life
Participate Whole Life
Accidental Death Insurance

Living Benefit Insurance

Critical Illness
Disability Insurance

Other Insurance

Mortgage Insurance
Travel Insurance

Group & Personal

Extended Health Care & Dental Insurance

We offer a lot of product services.

Term Life Insurance

Term Life Insurance give you coverage for a pre-determined period, at an affordable price.  If your death occurs during the chosen period your beneficiaries receive a lump sum, tax-free payment to help them replace lost income

Universal Life Insurance

Universal Life (UL) Insurance is permanent life insurance that has an investment savings element and low premiums. You can ensure the financial security of you and your loved ones by obtaining life insurance and the accumulation of tax-sheltered funds at the same time.

Participate Whole Life Insurance

Strong, flexible, and built on a foundation of guarantees, participating life insurance gives you lifelong coverage that pays whomever you choose a tax-free payment when pre-matured death.  Your policy is guaranteed to grow in cash value and the value of the insurance policy that you can access as cash. Your payments are pooled in a separate account called the participating account with other policyowners. The funds are professionally managed and may provide you with dividend.

Accidental Death And
Dismemberment Insurance

Accidental Death Upon the death of the insured person resulting from bodily injuries, which occurred while the insurance is in force and following an unforeseeable event, which are due to external, sudden, violent, and involuntary causes, independent of any other cause, the Insurance Company pays the beneficiary of the death benefit, in a single lump sum. 

Dismemberment When the insured is dismembered resulting from bodily injuries, which occurred while the insurance is in force and which are due to external, sudden, violent and involuntary causes, independent of any other cause, the Company pays the applicant, in a single lump sum.

Critical Illness Insurance

The diagnosis of a critical illness is news that has serious consequences. To get through a difficult period, knowing that you can maintain your lifestyle even if you must stop working for an indeterminate period and be able to pay unforeseen costs resulting from the illness is a huge relief.  Critical Illness insurance provide financial assistance to help you face the diagnosis of a covered critical illness or condition as defined in the policy.

Disability Insurance

Disability insurance provides you with a source of income to replace your salary during a period of disability resulting from an accident or illness.

Mortgage Insurance

Buying a new home or renewing your mortgage? Many Canadians quickly add mortgage protection insurance without reading the fine print. Did you know that term life insurance and health insurance could save you thousands, give you more flexibility and provide better coverage?  Our Mortgage Insurance can cover you and your family for more – often at a lower cost.

Travel Insurance

Not all insurance plans cover travel outside of Canada, not even credit card or government health plans. Even when travelling on business, not all companies insure employees on international travel. And medical costs in other countries can be astronomical. Even within Canada, travel insurance is a great idea, as you may not be fully covered in all provinces. If you have a family member or a friend visiting Canada, to buy a travel insurance for them is very necessary. It does not cost much but provide a very good insurance for them which can make their life or tourism perfect. Travel insurance provides items and services not normally covered by government health plans.